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Compare Checking Accounts
Which checking account is right for you?
Compare features of all our business checking accounts to find the right fit. Whether you want a simple account or one that earns you interest, you’ll find something here that meets your needs.
WAYS TO KEEP IT FEE FREE ™
| Checking Account | Business Essentials | Business Interest | Business Advantage | Business Elite | Community Checking | Commercial Analysis |
|---|---|---|---|---|---|---|
| Minimum Daily Balance Required | $1,000 | $2,000 | $3,000 |
Have at least one or more of the following products:
|
$0 |
An earnings credit may allow you to offset service fees with a monthly credit based on your account balance Ask for additional details |
| Average Balance Required | $2,000 | $4,000 | $6,000 | n/a | ||
| Combined Relationship | n/a | n/a | $50,000 in personal or business deposits OR outstanding personal loan, HELOC or business loan balances2 | n/a | ||
|
Monthly Maintenance Fee1
(if unable to meet one of the above criteria) |
$10 | $15 | $25 | $25 | $0 | n/a |
| Transactions | 250 free, $0.40 for each additional item3 | 250 free, $0.40 for each additional item3 | 500 free, $0.40 for each additional item3 | 500 free, $0.40 for each additional item3 | 50 free, $0.40 for each additional item3 | n/a |
| Interest Paid | No | Yes | No | No | No | No |
| Additional Benefits |
Seamless digital banking from desktop to mobile4 Bill pay services Get valuable benefits with your business debit card Up to $10,000 cash deposited free5 |
Earn interest on your account balance
Seamless digital banking from desktop to mobile4
Bill pay services Get valuable benefits with your business debit card Up to $10,000 cash deposited free5 |
Up to $25,000 cash or coin deposited fee free5
Seamless digital banking from desktop to mobile4
Bill pay services Get valuable benefits with your business debit card |
Eligible for premium mobile check deposit limits Up to $25,000 cash or coin deposited fee free5 Small Business Monitoring & Identity Management Center7 Data Breach Solutions7 and Identity Theft Expense Reimbursement Coverage6
Cell phone protection6,8
Free first order of business Intropack checks Seamless digital banking from desktop to mobile4 Bill pay services Get valuable benefits with your business debit card |
Free basic online banking Bill pay services
Seamless digital banking from desktop to mobile4
Up to $2,000 cash deposited free5. Get valuable benefits with your business debit card |
Custom programs for large business needs Earn credits to offset fees
Seamless digital banking from desktop to mobile4
Bill pay services Get valuable benefits with your business debit card |
Explore the digital tools included with every account
Mobile Wallet
Take your bank with you.
Mobile App
Access your accounts, pay bills and more – all from your phone.
Mobile Check Deposit
Snap a picture, deposit a check.
Bill Pay
Schedule your payment and we’ll do the rest.
Text Banking
Check balances, transfer money and get transaction histories via text.
External Transfers
Move money without your checkbook.
eStatements
Go green and skip the printed statement.
Account Alerts
Get customizable alerts via text, email or both.
- Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of the page listing their account type. Other account service fees may apply as described in the Account Services Fee Schedule available on our website at fees or at your local branch.
- Eligible personal deposits include checking, savings, Money Market, CD, or IRA. Eligible personal loans do not include residential mortgage loans.
- A transaction is defined as any checks paid, deposits, each deposited item, ATM withdrawals, debit card transactions, online and telephone funds transfers, and ACH debits and credits.
- While Easthigh Credit Union does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
- Nominal fee of $0.18 per $100 of all excess deposits.
- Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the insurance document. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
- Benefits require registration/activation.
- Cell phone bill must be paid using a Easthigh Credit Union checking or savings account.
- Active qualifies as one or more transactions on a monthly basis.