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Everywhere Plus

With First Bank, even your checking account balance can reward you.
A family of four, smiling at one another.

For anyone interested in earning interest.

Everywhere Plus Checking offers free digital banking, fee‑free options, and overdraft protection – plus an interest‑earning account that pays you just for banking.

Perfect for you if:
  • You need a better‑than‑basic account.
  • You keep larger balances in checking.
  • You want your bank to work harder for you.

Account Features

  • Free digital banking1
  • Free online bill pay
  • Free eStatements or paper statements
  • Free direct deposit
  • Interest at a minimal balance requirement

Account Fees

You can easily avoid the $12 monthly maintenance fee by meeting one of the following requirements2:

  • Maintain a $1,200 minimum balanceor
  • Maintain an average collected balance of $2,400
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Mobile check deposit: your teller is your phone.
You do everything on your smartphone—so bank there, too. Snap a picture, deposit a check. Simple as that.
See How
  1. While First Bank does not charge for mobile banking, your mobile carrier’s message and data rates may apply.
  2. Account holders may avoid the Monthly Maintenance Fee by meeting any of the requirements listed in the Account Fees section of this page. Other account service fees may apply as described in the Account Services Fee Schedule that is also available at your local branch.